The A, B, C, & D of Medicare Breaking down the basics & what each part covers. Provided by M. Zachary Zinser Whether your 65th birthday is on the horizon or decades away, you should understand the parts of Medicare – what they cover, and where they come from. Parts A & […]
3 Common Medicare Questions
This is always a popular topic; it seems we get calls about this weekly. Here are three common questions. 1 – When Should I Apply? Medicare eligibility begins when a person turns 65, or has a qualifying disability. Applicants should start applying for Part A of Medicare the three months prior to a […]
Qualifying for a Subsidy May Make You Ineligible for an HSA Plan
If someone buys a Health Savings Account (HSA) plan, federal law requires that health plan to have a deductible of at least $1,250 per individual and $2,500 per family. If you select a Silver level HSA plan on the exchange, if you receive special discounts, those discounts may make you ineligible for the HSA. […]
Understanding ObamaCare
Here is some information to help you navigate Obamacare. 1 – Does your current health insurance plan need to change? If you have a grandfathered plan your going to be able to keep your plan (as long as the health insurance company you have your grandfathered plan with allows you to do so). If you […]
President Obama’s Announcement
This was sent to me in an email from Humana – gives a nice summary of President Obama’s announcement last week about keeping your current coverage. The biggest news in the health care arena has been President Obama’s announcement regarding the treatment of discontinued 2013 health plans. Policy holders across the country have been […]
Kentucky Health Benefit Exchange
We are a week away from the Kentucky Health Benefit Exchange. I’m in the process of completing the training in order to sell in the exchange. Hopefully rates will be available soon. kynect.ky.gov
Follow Up Post to The Cost of Health Care
As a Board Member of our Professional Association (Greater Louisville Association of Health Underwriters, or GLAHU) I’m currently Co-Chair of our Media Relations. I try to submit something monthly, and especially when there is a major story on health care or health insurance. I think I’ve had at least three in the paper over the […]
Kentucky Expands Medicaid
Yesterday Governor Steve Beshear announced Kentucky’s decision to expand Medicaid. A link to the article in the Courier-Journal is below: http://www.courier-journal.com/article/20130509/PRIME07/305090046 Figures from the 2012 U.S. Census Bureau tells us that 308,000 Kentuckians will now be eligible for this coverage. The next step is for these newly eligible citizens is to enroll. The National Association […]