Humana

Medicare Part A, B, C & D

The A, B, C, & D of Medicare Breaking down the basics & what each part covers. Â Provided by M. Zachary Zinser Â Whether your 65th birthday is on the horizon or decades away, you should understand the parts of Medicare â€“ what they cover, and where they come from. Parts A & […]

3 Common Medicare Questions

This is always a popular topic; it seems we get calls about this weekly. Â Here are three common questions. Â 1 – When Should I Apply? Medicare eligibility begins when a person turns 65, or has a qualifying disability. Â Applicants should start applying for Part A of Medicare the three months prior to a […]

Qualifying for a Subsidy May Make You Ineligible for an HSA Plan

If someone buys a Health Savings Account (HSA) plan, federal law requires that health plan to have a deductible of at least $1,250 per individual and $2,500 per family. Â If you select a Silver level HSA plan on the exchange, if you receive special discounts, those discounts may make you ineligible for the HSA. […]

Updated Enrollment Numbers

I read in some online publications today that President Obama’s administration finally released some enrollment numbers of citizens enrolling in medical insurance plans for January 2014. I have my own questions about these numbers. Some of this information is taken from articles across the Web, but most of it is from Ezra Klein’s blog, which […]

President Obama’s Announcement

This was sent to me in an email from Humana – gives a nice summary of President Obama’s announcement last week about keeping your current coverage. The biggest news in the health care arena has been President Obama’s announcement regarding the treatment of discontinued 2013 health plans. Policy holders across the country have been […]

Modified Community Rating

This week’s Business First of Louisville had an article about Modified Community Rating. Â Director of Government Relations Lawrence Ford is quoted throughout the article. Here’s the link: http://www.bizjournals.com/louisville/print-edition/2013/05/24/modified-community-rating-system-is.html Mr. Ford does a good job of explaining how this will impact Kentuckians rates. Â He highlights two issues. Â The first is younger people subsidizing the older population. […]

Follow Up Post to The Cost of Health Care

As a Board Member of our Professional Association (Greater Louisville Association of Health Underwriters, or GLAHU) I’m currently Co-Chair of our Media Relations. Â I try to submit something monthly, and especially when there is a major story on health care or health insurance. Â I think I’ve had at least three in the paper over the […]

Kentucky Expands Medicaid

Yesterday Governor Steve Beshear announced Kentucky’s decision to expand Medicaid. Â A link to the article in the Courier-Journal is below: http://www.courier-journal.com/article/20130509/PRIME07/305090046 Figures from the 2012 U.S. Census Bureau tells us that 308,000 Kentuckians will now be eligible for this coverage. Â The next step is for these newly eligible citizens is to enroll. Â The National Association […]

Insurance News and Notes