How Can You Make Your Retirement Money Last?

All retirees want their money to last a lifetime.  There is no guarantee it will, but, in pursuit of that goal, households may want to adopt a couple of spending and investing precepts. One precept: observing the 4% rule. This classic retirement planning principle works as follows: a retiree household withdraws 4% of its amassed retirement […]

The Chapters of Retirement

The Chapters of Retirement The five phases of life after 50 & the considerations that accompany them.   The journey to and through retirement occurs gradually, like successive chapters in a book. Each chapter has its own things to consider.   Chapter 1 (the fifties). At this stage of life, retirement becomes less like a […]

The New Gradual Retirement

Working a little (or a lot) after 60 may become the norm. Do we really want to retire at 65? Not according to the latest annual retirement survey from the Transamerica Center for Retirement Studies which gauges the outlook of American workers. It found that 51% of us plan to work part-time once retired. Moreover, […]

The Psychology of Saving

The Psychology of Saving   How many households have the right outlook to build wealth?   Provided by M. Zachary Zinser   Why do some households save more than others? Building household savings may depend not only on cash flow, but also on psychology. With the right outlook, saving becomes a commitment. With a less […]

5 Ways to Relieve Stress at Work

No matter what time of the year it is, stress always finds us.  The National Stress Institute reports that 80% of workers feel stress at work and nearly half say they need help learning how to manage stress.  In honor of National Stress Awareness Month in April, we’re sharing simple ways to reduce on-the-job anxiety […]

Organizing Your Paperwork for Tax Season

Organizing Your Paperwork for Tax Season If you haven’t done it, now’s the time.   Provided by «representativename»    How prepared are you to prepare your 1040? The earlier you compile and organize the relevant paperwork, the easier things may be for you (or the tax preparer working for you) this winter. Here are some […]

Getting a Jump on Tax Season

Getting a Jump on Tax Season   What should you bring to your preparer?   Provided by M. Zachary Zinser     You can file your federal tax return starting January 20. IRS filing season will start right on time in 2015, and there is wisdom in filing your 1040 well before April 15. You […]

Time to Enroll, Re-Enroll In Medical Plans

Was quoted in an on-line article about open enrollment!

IRS Raises Retirement Plan Contribution Limits

IRS Raises Retirement Plan Contribution Limits Roth & traditional IRAs won’t get 2015 COLAs, but other plans will.   Provided by M. Zachary Zinser   A little inflation means a little adjustment. As the Consumer Price Index is up 1.7% over the last 12 months, the federal government is giving Social Security benefits a 1.7% […]

Medicare Part A, B, C & D

The A, B, C, & D of Medicare Breaking down the basics & what each part covers.   Provided by M. Zachary Zinser   Whether your 65th birthday is on the horizon or decades away, you should understand the parts of Medicare – what they cover, and where they come from.   Parts A & […]