Individual Medical

Time to Enroll, Re-Enroll In Medical Plans

Was quoted in an on-line article about open enrollment! http://health.usnews.com/health-news/articles/2014/11/12/time-to-enroll-or-re-enroll-in-an-obamacare-health-plan

3 Common Medicare Questions

This is always a popular topic; it seems we get calls about this weekly. Here are three common questions. 1 – When Should I Apply? Medicare eligibility begins when a person turns 65, or has a qualifying disability. Applicants should start applying for Part A of Medicare the three months prior to a […]

Keeping Your Plan Until 2017

On Wednesday, March 5th, the Obama Administration announced a 2 year extension to the policy that if your individual or small group plan was due to be cancelled in 2014 as a result of the essential health benefit benchmarks and other market reform requirements imposed by PPACA, you would be able to keep it, as […]

New Taxes

Starting in 2014, there are new charges on health insurance companies and on individual taxpayers to fund the ACA (PPACA or ObamaCare). The first one is known as HIT – the health insurance tax. This is an assessment on some health insurance companies based on their market share. Health insurers oppose the tax because it […]

Updated Enrollment Numbers

I read in some online publications today that President Obama’s administration finally released some enrollment numbers of citizens enrolling in medical insurance plans for January 2014. I have my own questions about these numbers. Some of this information is taken from articles across the Web, but most of it is from Ezra Klein’s blog, which […]

2014 Individual Mandate

I’ve been receiving questions about the individual mandate for 2014. The law states that you may be subject to a fine if you go three consecutive months without medical insurance after March 31, 2014. If you go without you may face a penalty on your 2014 federal tax return, only if you’re subject to the […]

Three More Changes to Health Reform Law

This was taken from a Humana email I received late yesterday. Three more changes to reform law In the past two weeks, the Obama administration has announced three major changes. Consumers will now have until Dec. 23 to enroll in coverage to begin on Jan. 1. The deadline had been Dec. 15, “but since so […]

Individual Mandate Delayed

Individual mandate penalty delayed October 30, 2013 The part of the Affordable Care Act (ACA or health care reform law) with the biggest impact – the individual mandate – is getting a lot of attention lately. Under the law and regulation as written, people who buy health insurance as individuals (an individual plan) can go […]

Insurance News and Notes