Was quoted in an on-line article about open enrollment! http://health.usnews.com/health-news/articles/2014/11/12/time-to-enroll-or-re-enroll-in-an-obamacare-health-plan
3 Common Medicare Questions
This is always a popular topic; it seems we get calls about this weekly. Here are three common questions. 1 – When Should I Apply? Medicare eligibility begins when a person turns 65, or has a qualifying disability. Applicants should start applying for Part A of Medicare the three months prior to a […]
Keeping Your Plan Until 2017
On Wednesday, March 5th, the Obama Administration announced a 2 year extension to the policy that if your individual or small group plan was due to be cancelled in 2014 as a result of the essential health benefit benchmarks and other market reform requirements imposed by PPACA, you would be able to keep it, as […]
New Taxes
Starting in 2014, there are new charges on health insurance companies and on individual taxpayers to fund the ACA (PPACA or ObamaCare). The first one is known as HIT – the health insurance tax. This is an assessment on some health insurance companies based on their market share. Health insurers oppose the tax because it […]
2014 Individual Mandate
I’ve been receiving questions about the individual mandate for 2014. The law states that you may be subject to a fine if you go three consecutive months without medical insurance after March 31, 2014. If you go without you may face a penalty on your 2014 federal tax return, only if you’re subject to the […]
Understanding ObamaCare
Here is some information to help you navigate Obamacare. 1 – Does your current health insurance plan need to change? If you have a grandfathered plan your going to be able to keep your plan (as long as the health insurance company you have your grandfathered plan with allows you to do so). If you […]
Three More Changes to Health Reform Law
This was taken from a Humana email I received late yesterday. Three more changes to reform law In the past two weeks, the Obama administration has announced three major changes. Consumers will now have until Dec. 23 to enroll in coverage to begin on Jan. 1. The deadline had been Dec. 15, “but since so […]
Individual Mandate Delayed
Individual mandate penalty delayed October 30, 2013 The part of the Affordable Care Act (ACA or health care reform law) with the biggest impact – the individual mandate – is getting a lot of attention lately. Under the law and regulation as written, people who buy health insurance as individuals (an individual plan) can go […]
Kentucky Health Benefit Exchange
We are a week away from the Kentucky Health Benefit Exchange. I’m in the process of completing the training in order to sell in the exchange. Hopefully rates will be available soon. kynect.ky.gov