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June is Men’s Health Awareness Month

Zinser · May 26, 2011 · Leave a Comment

June is Men’s Health Awareness Month. This is a newsletter that United Health Care designed to be given to the man or men in your life. Men are notorious for ignoring their preventative health. This newsletter gives some information on when to get specific tests, and what tests you should be getting.

Also, with the ever growing popularity of Wellness plans, and getting healthy, this ties in great with what you’re trying to do with your employees or families.

There was a recent study that showed the majority of Americans are getting their health information from their employers. If you think about this it makes sense. Where else do we spend the majority of our time?

Please let us know if you have any questions or concerns.

Here’s your newsletter:

 

Men’s Health Newsletter UHC

60% of Parents May Opt NOT to keep Recent College Grads on their Health Plan

Zinser · May 19, 2011 · Leave a Comment

In a new survey from Kelton Research released Monday, roughly 60% of parents are going to opt NOT to carry their recent college graduates on their health plan. The reasons are vast – some say they want their children to get it on their own, others say it’s too expensive to keep their children on their plan.

Here’s the link to the study:

http://www.benefitspro.com/2011/05/16/survey-many-grads-may-not-get-health-coverage-from

 

The reason this is such an issue right now is because of the recent Health Care Reform laws. This shouldn’t be an issue for the majority of families out there. Most 21-26 year olds are healthy enough to obtain their own insurance. I will concede that paying for it is entirely different matter, but there are inexpensive major medical plans available to this population of Americans.

Most parents aren’t aware of how inexpensive it is to buy a policy for their adult aged children. There are plans out there for as little as $50 a month. This plan may not be the “Cadillac” of medical plans, but it will bridge the gap until these recent college graduates get hired.

If you would like to pursue this option, we have the capability to request an online quote, and to apply with the company. There are links on our website that will take you to either Anthem’s individual website, or Humana’s individual website. If you don’t feel comfortable with this method, please feel free to contact us either via phone or email.

Family Health Care Costs Rise Again

Zinser · May 12, 2011 · Leave a Comment

An independent actuarial and healthcare consulting firm Milliman Inc., is reporting that American families who obtain their health insurance through their employer are experiencing a 7.3% increase in their health insurance in 2011. This is $19,393 per family in 2011.

The study is also showing that employers are paying less of the premium for their employees medical insurance. This trend has been going on for quite sometime.

The study also reveals that Health Care Reform is not reducing the cost of medical insurance.

Read the full article

Individual Retirement Accounts

Zinser · May 10, 2011 · Leave a Comment

One question that we often get asked is what retirement plan is available to me? Since every situation is specific to that individual I’ve attached a comparison of three different options for individuals. As always, you want to contact your CPA to determine which plan is best for your personal needs.

Regular IRA vs. Roth IRA Comparison

May is Blood Pressure Awareness Month

Zinser · May 2, 2011 · Leave a Comment

May is blood pressure awareness month.  Attached to this post you will find a newsletter that United Health Care put together.  This is something that you can pass out to your employees to make them more aware of the signs of High Blood Pressure.  There is also a five step overview on what you can do to reduce your risk of High Blood Pressure, without medications.

High Blood Pressure Newsletter

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Zinser Benefit Service - Small Business Insurance

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330 N. Evergreen Road, Suite 6
Louisville, Kentucky 40243
Phone: (502) 245-6674
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