Zinser Benefit Service, Inc. can help you create an effective benefit package for your employees. By offering a wide range of products and services, we can customize a program that works best for you and your company’s most important assets — your employees.
ZBS Employee Group Products
Below is a partial listing of the many services we offer. Insurance
- Group Medical Insurance (fully insured and partially self-funded)
- Group Long Term Care Insurance
- Group Life insurance
- Group Vision Insurance
- Accidental Death & Dismemberment Insurance
- Disability Insurance (short- and long-term)
- Group Dental Insurance
- Health Savings Accounts (HSA’s)
- Health Reimbursement Accounts (HRA’s)
ZBS Administrative Services
Our job is to make your job of administering your company’s employee benefit program easier. Some of the services we provide include:
- Advice and assistance on compliance with the Health Insurance Portability and Accountability Act (HIPAA); COBRA; ERISA).
- Customize new employee benefit packets which detail coverage options and contain all pertinent directories and forms.
- Up-to-the-minute information on local and national legislation that affects employee benefits.
- Expert negotiations with insurance carriers for the best rates available for you and your employees.
Retirement Savings Plans
- Traditional 401(k) and IRA
- Simple 401(k) and IRA
Key Employee Insurance
- Deferred Compensation
- Executive Bonus
- Salary Continuation
- Split Dollar
- Group Carve Out
Section 125 (Cafeteria Plans)
- Premium Only Plan
- Flexible Spending Plans (Voluntary Participation Plans)
Payroll Deduction Plans
- Long-Term Care
- Hospital Indemnity
- Deductible Reimbursement Plans
- Critical Illness