Flow Chart for Employers

Below is a flow chart for all sized employers.  The flow chart is an easy configuration to determine whether or not your employer will pay a penalty if they don’t offer affordable coverage. Remember, your employer doesn’t have to offer coverage, the employer can still decide that it’s in their best interests to pay the [...]

November Diabetes Awareness Month

Here’s a calender that Anthem put together to help diabetics treat their condition. Anthem Diabetes Calender

November is Diabetes Awareness Month

Below is a newsletter that United Health Care produces for employers and employees about Diabetes.  Very interesting and informative.  Please feel free to print and share with your employees.   Diabetes Newsletter

President Obama’s claim that insurance premiums ‘will go down’

This article was taken from the Washington Post from their fact checker blog.  Interesting stuff… http://www.washingtonpost.com/blogs/fact-checker/post/president-obamas-claim-that-insurance-premiums-will-go-down/2012/08/09/424048f2-e245-11e1-a25e-15067bb31849_blog.html

Medical Loss Ratio Rebates

A few points to mention: This represents less than 10% of private health insurance consumers The average rebate is $151/family A small percentage will actually see a check b/c if you currently acquire your health insurance through your employer, the employer will get the insurance rebate check – however, most carriers are not wanting to [...]

Health insurer rebates to top $1 billion | BenefitsPro

Interesting read.  Something that probably wouldn’tve happened without Health Care Reform.    Health insurer rebates to top $1 billion | BenefitsPro.    

IRS issues guidance on W-2 reporting

On January 3, 2012, the IRS issued additional interim guidance on the W-2 reporting requirement that is part of health care reform. In this guidance, the IRS confirms that employers filing fewer than 250 W-2s are not required to report the value of health benefits. This guidance extends that relief until further guidance is issued. Additionally, the [...]

November is Diabetes Awareness Month

November is Diabetes Awareness Month.  This is a cause that we personally have a stake in because my father in law had diabetes.  Our family participates in the Louisville ADA walk each year.  I’m also proud to say that my wife’s family is the number one fund-raising family and friends team.  They’ve been number one [...]

Small Business Tax Credit

With businesses winding down for the 2011 calender year, this tax credit calculation tool will come in handy to the many small business customers that health insurance companies have.  This link is from United Health Care and goes over the small business tax credit. Certain small businesses that offer health benefits are now eligible for [...]

Uninsured Rise and the CLASS ACT

In September, the U.S. Census Bureau released their annual report on poverty, income, and the uninsured and the numbers reflect another rise in uninsured Americans. Here are some highlights from this report: The total number of uninsured rose to 49.9 million, an increase of almost a million Americans in one year The number of uninsured [...]