Keeping Your Plan Until 2017

On Wednesday, March 5th, the Obama Administration announced a 2 year extension to the policy that if your individual or small group plan was due to be cancelled in 2014 as a result of the essential health benefit benchmarks and other market reform requirements imposed by PPACA, you would be able to keep it, as […]

New Taxes

Starting in 2014, there are new charges on health insurance companies and on individual taxpayers to fund the ACA (PPACA or ObamaCare). The first one is known as HIT – the health insurance tax.  This is an assessment on some health insurance companies based on their market share. Health insurers oppose the tax because it […]

Understanding ObamaCare

Here is some information to help you navigate Obamacare. 1 – Does your current health insurance plan need to change? If you have a grandfathered plan your going to be able to keep your plan (as long as the health insurance company you have your grandfathered plan with allows you to do so). If you […]

Kentucky Health Benefit Exchange

We are a week away from the Kentucky Health Benefit Exchange.  I’m in the process of completing the training in order to sell in the exchange.  Hopefully rates will be available soon. kynect.ky.gov    

Flow Chart for Employers

Below is a flow chart for all sized employers.  The flow chart is an easy configuration to determine whether or not your employer will pay a penalty if they don’t offer affordable coverage. Remember, your employer doesn’t have to offer coverage, the employer can still decide that it’s in their best interests to pay the […]

November Diabetes Awareness Month

Here’s a calender that Anthem put together to help diabetics treat their condition. Anthem Diabetes Calender

November is Diabetes Awareness Month

Below is a newsletter that United Health Care produces for employers and employees about Diabetes.  Very interesting and informative.  Please feel free to print and share with your employees.   Diabetes Newsletter

President Obama’s claim that insurance premiums ‘will go down’

This article was taken from the Washington Post from their fact checker blog.  Interesting stuff… http://www.washingtonpost.com/blogs/fact-checker/post/president-obamas-claim-that-insurance-premiums-will-go-down/2012/08/09/424048f2-e245-11e1-a25e-15067bb31849_blog.html

Medical Loss Ratio Rebates

A few points to mention: This represents less than 10% of private health insurance consumers The average rebate is $151/family A small percentage will actually see a check b/c if you currently acquire your health insurance through your employer, the employer will get the insurance rebate check – however, most carriers are not wanting to […]

Health insurer rebates to top $1 billion | BenefitsPro

Interesting read.  Something that probably wouldn’tve happened without Health Care Reform.    Health insurer rebates to top $1 billion | BenefitsPro.