New Health Insurance Taxes

This was taken from something I received from Humana.   The health insurance taxThe Affordable Coverage Project, a coalition of business groups that includes the U.S. Chamber of Commerce and the National Association of Manufacturers, wants more lawmakers to throw their support behind a House bill that would delay the health insurance tax for two […]

Three More Changes to Health Reform Law

This was taken from a Humana email I received late yesterday. Three more changes to reform law In the past two weeks, the Obama administration has announced three major changes. Consumers will now have until Dec. 23 to enroll in coverage to begin on Jan. 1. The deadline had been Dec. 15, “but since so […]

President Obama’s Announcement

This was sent to me in an email from Humana – gives a nice summary of President Obama’s announcement last week about keeping your current coverage.   The biggest news in the health care arena has been President Obama’s announcement regarding the treatment of discontinued 2013 health plans. Policy holders across the country have been […]

Premium Increases

As more people are able to explore the healthcare.gov website – and as cancellation letters force people who currently have insurance to look for another health plan – the issue of premium increases is making news. So far, much of the reporting is in the form of anecdotes – stories of families whose premiums have […]

Democrats Call For Mandate Delay

Nine House Democrats have proposed a delay in the individual mandate penalties until 120 days after the inspector general certifies the healthcare.gov website is completely functional. Meanwhile, 10 Democratic senators – seven of them up for reelection in 2014 – sent a letter to Health and Human Services Secretary Kathleen Sebelius saying they are “discouraged […]

Individual Mandate Delayed

Individual mandate penalty delayed October 30, 2013 The part of the Affordable Care Act (ACA or health care reform law) with the biggest impact – the individual mandate – is getting a lot of attention lately. Under the law and regulation as written, people who buy health insurance as individuals (an individual plan) can go […]

November Diabetes Awareness Month

Here is a newsletter that United Health Care puts together about Diabetes Awareness. November Diabetes Newsletter

Kentucky Health Benefit Exchange

We are a week away from the Kentucky Health Benefit Exchange.  I’m in the process of completing the training in order to sell in the exchange.  Hopefully rates will be available soon. kynect.ky.gov    

Life Insurance Awareness Month

August is Life Insurance Awareness Month.  LIMRA has just released some updated numbers showing some scary figures about personally owned life insurance.  Ownership continues to decline. Here are some facts: http://www.limra.com/uploadedFiles/limracom/Posts/PR/LIAM/PDF/Facts-Life-2013.pdf Life insurance can do so many things.  It can replace an income, pay off debt, provide an education, provide tax favored income, and much […]

Pay or Play Delayed – ACA

Now that we received word from the federal government that the “pay or play” rule has been delayed until 2015, the next question is what does this mean? As I was listening to Morning Joe this morning, Ezra Klein from the Washington Post was on talking about the impact.  He thinks in the grand scheme […]