June is Men’s Health Awareness Month

Here is a guide that United HealthCare issues in the month of June.  June is Men’s Health Awareness Month. June is Men’s Health Awareness Month

3 Common Medicare Questions

This is always a popular topic; it seems we get calls about this weekly.  Here are three common questions.   1 – When Should I Apply? Medicare eligibility begins when a person turns 65, or has a qualifying disability.   Applicants should start applying for Part A of Medicare the three months prior to a […]

Qualifying for a Subsidy May Make You Ineligible for an HSA Plan

If someone buys a Health Savings Account (HSA) plan, federal law requires that health plan to have a deductible of at least $1,250 per individual and $2,500 per family.   If you select a Silver level HSA plan on the exchange, if you receive special discounts, those discounts may make you ineligible for the HSA. […]

Keeping Your Plan Until 2017

On Wednesday, March 5th, the Obama Administration announced a 2 year extension to the policy that if your individual or small group plan was due to be cancelled in 2014 as a result of the essential health benefit benchmarks and other market reform requirements imposed by PPACA, you would be able to keep it, as […]

Which Asset Will you Sell First?

“According to Prudential Group Insurance, a business of Prudential Financial Inc., at least 60% of men and 80% of women will need to pay for long-term care at some point in their lifetime, and the related expense is likely to damage retirement savings and independence. “ This was taken from a story I read today […]

New Taxes

Starting in 2014, there are new charges on health insurance companies and on individual taxpayers to fund the ACA (PPACA or ObamaCare). The first one is known as HIT – the health insurance tax.  This is an assessment on some health insurance companies based on their market share. Health insurers oppose the tax because it […]

Updated Enrollment Numbers

I read in some online publications today that President Obama’s administration finally released some enrollment numbers of citizens enrolling in medical insurance plans for January 2014. I have my own questions about these numbers. Some of this information is taken from articles across the Web, but most of it is from Ezra Klein’s blog, which […]

2014 Individual Mandate

I’ve been receiving questions about the individual mandate for 2014. The law states that you may be subject to a fine if you go three consecutive months without medical insurance after March 31, 2014.  If you go without you may face a penalty on your 2014 federal tax return, only if you’re subject to the […]

What to Expect in 2014

Here’s an article out of Benefits Pro that I was quoted in.  Thank you Kathryn Gaglione from NAHU! http://www.benefitspro.com/2013/12/18/whats-ahead-in-2014-for-ppaca

Understanding ObamaCare

Here is some information to help you navigate Obamacare. 1 – Does your current health insurance plan need to change? If you have a grandfathered plan your going to be able to keep your plan (as long as the health insurance company you have your grandfathered plan with allows you to do so). If you […]