Time to Enroll, Re-Enroll In Medical Plans

Was quoted in an on-line article about open enrollment!   http://health.usnews.com/health-news/articles/2014/11/12/time-to-enroll-or-re-enroll-in-an-obamacare-health-plan

Qualifying for a Subsidy May Make You Ineligible for an HSA Plan

If someone buys a Health Savings Account (HSA) plan, federal law requires that health plan to have a deductible of at least $1,250 per individual and $2,500 per family.   If you select a Silver level HSA plan on the exchange, if you receive special discounts, those discounts may make you ineligible for the HSA. […]

Keeping Your Plan Until 2017

On Wednesday, March 5th, the Obama Administration announced a 2 year extension to the policy that if your individual or small group plan was due to be cancelled in 2014 as a result of the essential health benefit benchmarks and other market reform requirements imposed by PPACA, you would be able to keep it, as […]

Updated Enrollment Numbers

I read in some online publications today that President Obama’s administration finally released some enrollment numbers of citizens enrolling in medical insurance plans for January 2014. I have my own questions about these numbers. Some of this information is taken from articles across the Web, but most of it is from Ezra Klein’s blog, which […]

2014 Individual Mandate

I’ve been receiving questions about the individual mandate for 2014. The law states that you may be subject to a fine if you go three consecutive months without medical insurance after March 31, 2014.  If you go without you may face a penalty on your 2014 federal tax return, only if you’re subject to the […]

Understanding ObamaCare

Here is some information to help you navigate Obamacare. 1 – Does your current health insurance plan need to change? If you have a grandfathered plan your going to be able to keep your plan (as long as the health insurance company you have your grandfathered plan with allows you to do so). If you […]

New Health Insurance Taxes

This was taken from something I received from Humana.   The health insurance taxThe Affordable Coverage Project, a coalition of business groups that includes the U.S. Chamber of Commerce and the National Association of Manufacturers, wants more lawmakers to throw their support behind a House bill that would delay the health insurance tax for two […]

Three More Changes to Health Reform Law

This was taken from a Humana email I received late yesterday. Three more changes to reform law In the past two weeks, the Obama administration has announced three major changes. Consumers will now have until Dec. 23 to enroll in coverage to begin on Jan. 1. The deadline had been Dec. 15, “but since so […]

President Obama’s Announcement

This was sent to me in an email from Humana – gives a nice summary of President Obama’s announcement last week about keeping your current coverage.   The biggest news in the health care arena has been President Obama’s announcement regarding the treatment of discontinued 2013 health plans. Policy holders across the country have been […]

Premium Increases

As more people are able to explore the healthcare.gov website – and as cancellation letters force people who currently have insurance to look for another health plan – the issue of premium increases is making news. So far, much of the reporting is in the form of anecdotes – stories of families whose premiums have […]